If you decide to review , here are some key questions to keep in mind: Medicare Advantage plan options
Are your preferred hospitals or preferred doctors included in a Medicare Advantage plan?
Providers can change yearly, so it’s best to make sure your family doctor is still in the plan after your initial enrollment. Just ask when you go for a doctor visit.
What prescription drugs are covered?
You can use our find-a-drug tool to check what drugs are available in the plan. If you need medications, you can find out if they are available and affordable under a selected plan.
What are the maximum out-of-pocket costs?
Weigh your budget with coverage to find a plan that fits your needs. A lower out-of-pocket maximum may be preferable so you have peace-of-mind protection for unexpected injuries or illnesses.
How To Enroll In A Medicare Part C Plan
If you are applying for Medicare for the first time, you can choose a Medicare Advantage plan during the Initial Enrollment Period (IEP). This is the seven-month period that includes:
- Three months before your 65th birthday
- Your 65th birthday month
- Three months after your 65th birthday
If you’re already enrolled in Original Medicare, you can change to a Medicare Advantage (Part C) plan during the Medicare Annual Enrollment Period (AEP), which is October 15 to December 7. If you’re already enrolled in a Medicare Advantage plan, you can switch to a different one during this time.
You also have a chance to change your Medicare Advantage plan from January 1 to March 31 during the Medicare Advantage Open Enrollment Period.
What Is The Difference Between Medicare Part C And Part D?
Medicare Part C provides more coverage for everyday healthcare including prescription drug coverage with some plans when combined with Part D. A Medicare Advantage prescription drug (MAPD) plan is when a Part C and Part D plan are combined.
Medicare Part D only covers prescription drugs. If you have Original Medicare and just need a plan for prescription medications, Medicare Part D is the best choice. When you require more coverage for dental, vision, or prescription drugs, Medicare Part C plans provide more options to fit your healthcare needs.
Compare the cost and coverage of Medicare Advantage plans. Find a plan that fits you.